How to Afford Christmas with no Money

The tree topper says it all; Bah humbug. Christmas can be overblown, particularly when you question how to afford Christmas with no money. Over the years, I’ve become skilled at surviving Christmas with no money. The secret to affording Christmas with no money is to “think outside the box.” Onetime,…

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Goodbye Victim Letter

Dear Victim, You were an unfortunate person who suffered ill-treatment. As a child, you grew up in a dysfunctional family. You lacked the parental, and spiritual guidance needed to live an abundant life. The father who was supposed to provide and protect violated you. And the mother who was supposed…

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