How to Afford Christmas with no Money

The tree topper says it all; Bah humbug. Christmas can be overblown, particularly when you question how to afford Christmas with no money. Over the years, I’ve become skilled at surviving Christmas with no money. The secret to affording Christmas with no money is to “think outside the box.” Onetime,…

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The Christmas Present

My father loved the ugly Christmas Tree. The silver branches were glistening with red, blue and green colors from the strobe light below. I hated the tree with a passion. But, at least we had a tree and gifts to open. Mom always hid the Christmas presents in the same…

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